You're under a lot of stress. You've had loan companies knocking on your door. You have creditors calling your cell phone all hours of the day. You're behind on your mortgage or behind on your car payment. You just got summonded to court for a hospital bill or a credit card company's attorney is about to start garnishing your wages. You've likely gone through divorce, job loss or health issues. You've become pretty good at barely getting by and living in the shadows. Bankruptcy can give you relief. The Law Office of Ivan McCullough can help you come up with a plan of attack so that you can get back to being a parent at home and focused on your job at work.
If I don't think bankruptcy will help in your particular situation, I will tell you. Bankruptcy is a personal decision that people make when they have no other realistic option. The law is pretty much structured to where if you don't need to file bankruptcy, you can't anyway. I'm never going to pressure you to file. I'm just going to tell you what your options are and what I need from you if you do decide to go forward. On the other hand, a lot of people fight the situation longer than they should. The interest and late fees continue to pile up. They have debts they'll never be able to pay off. They scramble to make minimum payments on loans and credit cards that all go to interest and don't put a dent in the amount owed. They talk the credit union into not repossessing their car for one more week in exchange for a partial payment.
Meeting with an attorney sounds scary and intimidating, but it doesn't have to be. We are just normal people. There's a good chance we've spoken to three people today in the same situation you're in. We just need to find out exactly what you have going on, so that we can deal with it.
The bankruptcy law is a powerful tool to eliminate or restructure your debts, but in return it requires complete honesty on your part about your financial affairs. There are thousands of bankruptcies filed in Middle Tennessee each year. Odds are there will be nothing about your situation that your attorney and the bankruptcy court hasn't seen many times before. There is generally some form of a solution for every financial problem in the Bankruptcy Code, but I need all of the facts up front to know what course of action needs to be taken. It's much easier and less stressful to address problems when we first meet than to deal with them when the court finds out about them down the road. Contact Lewisburg, Tennessee attorney Ivan McCullough by calling (931) 422-7086 or texting (931) 548-6879 for your free consultation.
If I don't think bankruptcy will help in your particular situation, I will tell you. Bankruptcy is a personal decision that people make when they have no other realistic option. The law is pretty much structured to where if you don't need to file bankruptcy, you can't anyway. I'm never going to pressure you to file. I'm just going to tell you what your options are and what I need from you if you do decide to go forward. On the other hand, a lot of people fight the situation longer than they should. The interest and late fees continue to pile up. They have debts they'll never be able to pay off. They scramble to make minimum payments on loans and credit cards that all go to interest and don't put a dent in the amount owed. They talk the credit union into not repossessing their car for one more week in exchange for a partial payment.
Meeting with an attorney sounds scary and intimidating, but it doesn't have to be. We are just normal people. There's a good chance we've spoken to three people today in the same situation you're in. We just need to find out exactly what you have going on, so that we can deal with it.
The bankruptcy law is a powerful tool to eliminate or restructure your debts, but in return it requires complete honesty on your part about your financial affairs. There are thousands of bankruptcies filed in Middle Tennessee each year. Odds are there will be nothing about your situation that your attorney and the bankruptcy court hasn't seen many times before. There is generally some form of a solution for every financial problem in the Bankruptcy Code, but I need all of the facts up front to know what course of action needs to be taken. It's much easier and less stressful to address problems when we first meet than to deal with them when the court finds out about them down the road. Contact Lewisburg, Tennessee attorney Ivan McCullough by calling (931) 422-7086 or texting (931) 548-6879 for your free consultation.
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