Attorney Ivan McCullough can help you catch up your past due child support payments and avoid being held in contempt and punished by the state court through Chapter 13 bankruptcy.

When you get behind on child support payments due to unemployment, illness, divorce, other money problems, you can be garnished, held in contempt and even face jail time. 

Chapter 13 bankruptcy allows you to get caught up on the amount of child support that is past due based on a monthly payment that you can afford. Chapter 13 bankruptcy ceases collection actions against you for past due child support on the day the case is filed. You will have to continue to make your regular future child support payments on time once the Chapter 13 bankruptcy is filed. 

Chapter 13 bankruptcy requires a plan, which last between 3 to 5 years. Child support is generally a "priority" debt, which must be paid back in full during the 3 to 5 year period. If, for example, a person owes $4,000 in past due child support and enters a 5 year Chapter 13 plan, the $4,000 past due child support can be paid back at an average rate of $67 per month. ($4,000 spread out over 60 months). 

The Law Office of Ivan McCullough is located at 211 W. Commerce St., Lewisburg, TN. Ivan represents clients from Lewisburg, Tennessee and all surrounding areas in Marshall, Maury, Lincoln, Giles and Bedford Counties including Lewisburg, Pulaski, Fayetteville, Columbia, Chapel Hill. Call us today for a no hassle, free consultation so that we can discuss your situation and determine what your options are right for you. Call (931) 422-7086 Text (931) 548-6879